Terms of Service – CCAP Funding

Last Updated: January 5, 2026

Welcome to CCAP Funding, a brand of Commercial Capital Funding LLC ("Company," "we," or "us"). These Terms of Service ("Terms") govern your use of our websites, coaching programs, consulting services, digital products, and any related offerings (collectively, the "Services"). By accessing or using our Services in any way, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any additional terms (including separate Terms of Service) that may apply to specific services or coaching programs. If you do not agree with these Terms, please refrain from using our Services.

1. General Information

1.1 Company Name: Commercial Capital Funding LLC

1.2 Brand Name: CCAP Funding

1.3 Business Address: 2410 Palmer Ranch Drive, New Lenox, Illinois 60451, United States

1.4 Contact Email: support@ccapfunding.com

1.5 Business Phone: +1 800-413-5950

1.6 Business Website: https://ccapfunding.com

1.7 Customer Support Response Time: Within 24–48 business hours

We provide marketing, business coaching, and consulting services for individuals, small businesses, and entrepreneurs ("you" or "Client"). All Services offered are subject to these Terms.

2. SMS Program & Compliance

2.1 SMS Program Name & Description

Our SMS program provides appointment reminders, confirmations, and important updates related to our services. Message frequency varies based on your interactions.

2.2 Opt-Out Instructions

You can cancel the SMS service at any time. Simply text "STOP" to our number. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us.

2.3 Rejoining Instructions

To rejoin, sign up as you did initially and we will resume sending SMS messages to you.

2.4 Help Instructions

If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or contact our support team at support@ccapfunding.com.

2.5 Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages.

2.6 Message & Data Rates Disclaimer

Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text or data plan, contact your wireless provider.

2.7 Privacy Policy

For privacy-related inquiries, please refer to our Privacy Policy: https://ccapfunding.com/privacy-policy

2.8 Compliance Statement

We comply with all applicable laws and industry standards, including the TCPA, CTIA, and carrier guidelines.

3. Acceptance of Terms

3.1 Binding Agreement

By accessing our websites, purchasing any product or service, or otherwise engaging with our materials, you agree to be bound by these Terms, including any additional guidelines or terms provided for specific products or programs.

3.2 Age Restriction

You must be at least 18 years old to purchase and use our Services. If you are under 18, please do not proceed without express consent from a parent or legal guardian.

3.3 Modifications to the Terms

We reserve the right to update or modify these Terms at any time. Any changes will be effective upon posting on our website. Continued use of the Services after modifications are posted constitutes your acceptance of the revised Terms.

3.4 Separate Terms for Specific Services

Certain coaching programs or service offerings may have their own additional Terms of Service. In the event of a conflict between these general Terms and the specific terms for a particular offering, the latter shall prevail.

4. Payments & Transactions

4.1 Accepted Payment Methods

We accept payments through Stripe, PayPal, bank transfers, and other providers as indicated during checkout. By submitting your payment information, you authorize us (or our designated third-party payment processors) to charge your payment method for the total amount of your purchase, including any applicable taxes or fees.

5. Security & Data Protection

5.1 Data Protection

We employ industry-standard security measures to protect your personal data. However, no method of transmission over the internet or electronic storage is 100% secure. Please review our Privacy Policy for more details.

5.2 Client Data Responsibility

You are responsible for maintaining the confidentiality of any login credentials or other sensitive information used to access our Services. We are not liable for any loss or damage arising from unauthorized use of your account.

6. Governing Law & Dispute Resolution

6.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, United States, without giving effect to its conflict of law provisions.

6.2 Arbitration

Any dispute arising out of or relating to these Terms shall be settled by binding arbitration in New Lenox, Illinois, in accordance with the commercial arbitration rules of the American Arbitration Association.

7. Contact Information

If you have any questions, concerns, or need support, please contact us:

Company: Commercial Capital Funding LLC

Brand: CCAP Funding

Owner: Tyler Morris

Business Address: 2410 Palmer Ranch Drive, New Lenox, Illinois 60451, United States

Email: support@ccapfunding.com

Phone: +1 800-413-5950

Customer Support: Within 24–48 business hours

8. Entire Agreement & Miscellaneous

8.1 Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices or separate Terms of Service published by us, constitute the entire agreement between you and Commercial Capital Funding LLC regarding the use of our Services.

8.2 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

8.3 No Waiver

Our failure to enforce any right or provision under these Terms does not constitute a waiver of that right or provision.

8.4 Assignment

We may assign or delegate our rights or obligations under these Terms at any time. You may not assign or delegate any rights or obligations without our written consent.

By using our Site or purchasing our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these Terms, you must immediately discontinue using the Site and Services.